These days, potential students have to rely more and more on college loans, grants, and scholarships, which means that it is more important than ever to understand the ins and outs of college loans. There are an abundance of loans out there and before beginning the financial aid process, it is crucial to take a comprehensive look at each and every one of them. This way, the student - and his or her parents - can know exactly what they are getting into and what they have to expect. Over half of all financial aid is comprised of loans, some of which are need-based, while others are merit-based.
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